We Fight for the Maximum Settlement You Deserve
Licensed Public Adjusters Serving [Your Cities] — No Recovery, No Fee
We handle your insurance claims so you don’t have to.
About Bureau of Insurance Claims Assitance.
At the Bureau of Insurance Claims Assistance, As licensed public adjusters, we work for you, not the insurance company. Whether your claim is underpaid, delayed, or denied, we step in to protect your rights, negotiate aggressively, and secure the highest possible settlement.
From residential to commercial losses, we handle all types of property damage claims — including fire, water, and storm-related events — ensuring you receive the full compensation your policy provides.
Plumbing Leak Damage Claims
Water damage from leaking pipes can quickly escalate into costly repairs. We help homeowners and businesses file strong claims for damages caused by burst pipes, hidden leaks, and plumbing failures — ensuring you receive the full compensation your policy allows.
Sewage Backup Claims
A sewage or drain backup isn’t just unpleasant — it can be a serious health hazard. Our team documents the damage, negotiates with your insurance provider, and fights for a proper settlement to restore your property safely and thoroughly.
Fire and Smoke Damage Claims
Fires can leave lasting structural, smoke, and soot damage. We represent your interests, from assessing total loss to handling complex fire-related claim documentation, so you can focus on rebuilding while we secure your maximum payout.
Hurricane & Storm Damage Claims
When a hurricane hits, insurance companies often try to minimize payouts. We make sure your wind, water, and structural damages are fully documented and compensated — guiding you through the entire process quickly and professionally.
Hail Damage Claims
Hailstorms can damage roofs, siding, windows, and more. Even minor-looking damage can lead to major issues later. Our adjusters inspect, document, and negotiate on your behalf to ensure you receive the full value of your hail claim.
Roof Leak Damage Claims
Roof leaks can lead to mold, rot, and structural damage over time. Whether caused by storms, wear, or construction defects, we help file and manage your claim to get the repairs covered quickly and completely.
Property Damage & Loss Claims
We assist with all types of property damage claims — residential or commercial. From structural damage to loss of use, we handle the full claim process, helping you recover faster and more fully from any covered event.
Why Choose Bureau of Insurance Claims Assitance.
Proven Expertise
With years of experience in public adjusting, we know how to maximize your claim and fight for what you rightfully deserve.
Transparent Process
From inspection to settlement, we keep you informed every step of the way. No hidden fees or surprises—just honest, dependable service.
Multilingual Support
We offer services in English, Spanish, and Russian to ensure clear communication and understanding throughout your claim process.
Real Results
Our case studies speak for themselves—showcasing actual checks and property damage before and after we stepped in. We don’t just promise results; we deliver them.
How We Operate
Inspection
Wough on-site inspection of your property to assess all visible and hidden damages.
Valuation
Next, we evaluate the full extent of the damage and calculate a fair estimate of the loss, based on policy coverage and market rates.
Negotiation
We handle all communication and negotiations with the insurance company, ensuring your claim is not undervalued or delayed.
Settlement
Once we reach a fair agreement, you receive your full settlement — often significantly more than the initial offer.
Type Of Claims
- Water Damage Claims
- Fire & Smoke Damage Claims
- Storm & Wind Damage Claims
- Hail Damage Claims
- Mold Damage Claims
- Sewage or Drain Backup Claims
- Vandalism & Theft Claims
- Roof Leak Claims
- Flood Damage Claims
- Business Interruption Claims
Florida office - Miami, FL
Texas office - Houston, TX
Contact Us
Have questions about your claim? Need help understanding your insurance coverage? We’re here to help every step of the way. Reach out to Bureau of Insurance Claims Assistance today for a free consultation or to schedule your property inspection.
With offices serving Miami, FL 786-315-7503 and Houston, TX 832-670-9244
📧 Email: [email protected] & [email protected]
📞 Phone: FL 786-315-7503 & TX 832-670-9244
You can also fill out the form below and one of our claim specialists will get back to you within 24 hours.
Who are Public Adjusters and what do they do?
We are licensed and experienced property claim adjusters working for you, and not for the insurance company. We make sure your insurance claim will be covered and paid in full. We also can advise you – before the claim is even filed – whether your claim is worth filing the first place: will the claim be covered by your policy, and whether the payment amount you may receive will be large enough to warrant filing a claim. We can also review your policy to make sure it’s optimized, protects your property well and that you are not paying for something you don’t actually need. The initial inspection and the services mentioned above are completely FREE for you! Further, we handle for you all the hassle and aggravation of communicating with the insurance company.
Why do I need to hire a Public Adjuster to advocate on my behalf?
While there are many insurance companies’ adjusters who are earnest and sincerely want to help the policyholders, the insurance companies’ internal guidelines and culture encourage adjusters to underpay claims and to try to find ways to deny claims altogether. Having a Public Adjuster on your side will guarantee that your rights will be protected, that your claim will be covered and paid fairly. Show your insurance company that you mean business – hire us to represent you!
Why do I need a Public Adjuster? My contractor said he can negotiate on my behalf.
Firstly, insurance companies are in no way obligated to negotiate with contractors, and often refuse to do that. Secondly, contractors rarely understand nuances in the policies, state statutes and case law that direct the insurance companies how they should pay claims. Thirdly, the contractors oftentimes are not skilled in creating itemized estimates using the insurance industry’s databases and software that are crucial in justifying the amount of the claim. And fourthly, the contractor will know precisely how much and when you get paid; if you hire a Public Adjuster, you don’t need to disclose to any contractor you may hire how much you got paid and for what.
How do Public Adjusters get paid?
We charge a small percentage fee of the claim after it is paid with our help. You pay $0 up front, only after you get the claim check. We completely guarantee your claim will be paid, and you have no financial risk in hiring us.
Should I file the claim myself, and call you sometime afterwards?
While we can reopen and appeal your claim to address any underpayment, your claim will be paid better and quicker if you allow us to file the claim and handle the process from the beginning. The way the claim is presented initially is critical, and the insurance company will likely use any missing or misinterpreted information to deny of the claim, resulting for you in an often lengthy and complicated appeal process.
Can you get me paid more on the claim I have already filed?
Having said that, we can reopen your previous claim that you have handled by yourself, and we guarantee we will get you paid more, often substantially.
What type of claims do you handle?
Flood, plumbing leaks (burst pipes, water heaters, appliances, sewer back up, etc.), vandalism, fire and smoke, hurricane and hail, etc.
Will my insurance premiums go up, or will my insurance company drop me if I file a claim?
While your premiums may go up, we guarantee that the amount you will get paid will greatly exceed any premium increases. Per PolicyGenious.com, the insurance policy aggregator, an average rate increase for filing a claim is 7-10% per year; if your policy costs $2,000 (national average) that’s about $140-200 per year. An average plumbing leak claim, however, is worth $15-25 thousand. In most cases, the math is definitely in favor of filing a claim; after all, the reason you are paying for insurance in the first place is to get reimbursed for damages. Further, there are laws that prevent the insurance companies from “dropping” policyholders for filing legitimate claims.
How long does the claim process take? How quickly will I get paid?
Claims get paid generally within a month, sometimes within three months. More than that is rare and will be due to special circumstances.
Can you reopen my previous claim to get me paid more? Can I file a new claim for old damage? Is there a statue of limitations?
Of course, we can reopen an old claim for you to get you paid more. Insurance companies almost never pay everything they owe up front. And even if you have not file a claim right away the policies always allow you time to do that. Depending on your policy and type of a claim you typically have between 2 and 5 years to either reopen an old claim or to file a new claim for a previously unreported damage. And you cannot file a claim for any damage that has since been repaired, even if you have the receipts.
Do I have to fix damages I have claimed?
Legally, you are not obligated to do any repairs even if your insurance company has paid for them. Your home or business property is just that, your own property. You may certainly repair the damages, you may repair some of the damages, you may repair something else in your